Does Costco Accept Amex?
No, Costco does not accept American Express (Amex) cards in the U.S.
Why Doesn’t Costco Accept Amex?
- Exclusive Partnership with Visa: In 2016, Costco switched from Amex to Visa as its exclusive credit card network.
- Lower Transaction Fees: Visa offered lower processing fees than Amex, making it a better deal for Costco.
What Payment Methods Does Costco Accept?
✅ In-store:
- Visa credit cards (e.g., Chase Sapphire, Citi Costco Visa)
- Costco Anywhere Visa® Card by Citi
- Debit cards (Visa, Mastercard, Discover, Amex)
- Cash, checks, EBT, Costco gift cards
✅ Online (Costco.com):
- Visa, Mastercard, and Discover credit cards
- Debit cards, gift cards, and PayPal
Workarounds to Use Amex at Costco
- Use an Amex Card for Costco Gift Cards 🛍
- Buy a Costco Shop Card online using an Amex card.
- Use the gift card at Costco.
- Use an Amex Card for Mobile Wallets 📱
- Some Costco locations may accept Apple Pay, Google Pay, or Samsung Pay.
- Link your Amex card and check if it works.
- Shop at Costco.com 💻
- Some online purchases allow Mastercard and Discover, so you can use an alternative card.
Would you like recommendations for the best Visa cards to use at Costco? 😊