How to Add Venmo to Splitwise?
To add Venmo to Splitwise and use it for settling up expenses, follow these detailed steps. This guide will cover everything from setting up your accounts, linking Venmo with Splitwise, using Venmo to pay, and troubleshooting issues.
How to Add Venmo to Splitwise for Payments
1. Understanding Splitwise and Venmo
Before we dive into the steps, let’s understand what each service does.
- Splitwise is an app that helps you split and track expenses with friends, family, or roommates. It keeps a record of who owes whom but does not process payments.
- Venmo is a mobile payment service that allows users to send and receive money easily in the U.S.
By linking Venmo with Splitwise, you can settle your balances more conveniently.
2. Requirements for Using Venmo with Splitwise
Before proceeding, ensure the following:
- You live in the U.S. (as Venmo is not available internationally).
- You have a Venmo account set up and verified.
- You have installed both the Venmo and Splitwise apps.
- Your Splitwise app is updated to the latest version.
If any of these are missing, make sure to complete the setup before linking the two services.
3. How to Link Venmo to Splitwise
Step 1: Open Splitwise
- Launch the Splitwise app on your phone.
- Navigate to the “Balances” tab.
- Choose a friend or group you owe money to.
Step 2: Choose “Settle Up”
- Tap the “Settle Up” button.
- You will see a list of available payment methods.
- If Venmo is supported in your region, the option “Settle with Venmo” will appear.
Step 3: Redirect to Venmo
- Tap “Settle with Venmo.”
- The app will redirect you to Venmo.
- In Venmo, confirm the payment amount and choose a funding source (bank account, debit card, or Venmo balance).
- Tap “Pay” to complete the transaction.
Step 4: Mark the Payment in Splitwise
- Important: Splitwise does not automatically update payments made via Venmo.
- After paying in Venmo, return to Splitwise and manually record the payment:
- Select the friend you paid.
- Click “Record a Payment”.
- Enter the amount and date.
- Select Venmo as the payment method.
4. How to Send Money on Venmo for Splitwise Payments
If you don’t see the “Settle with Venmo” option, you can still pay through Venmo manually.
Manual Payment via Venmo
- Open the Venmo app.
- Tap the “Pay or Request” button.
- Enter your friend’s Venmo username or phone number.
- Input the amount you owe.
- Add a note mentioning it’s for a Splitwise balance.
- Tap “Pay” to send the money.
Mark Payment in Splitwise
- Go to Splitwise and manually enter the payment as mentioned before.
5. Why is Venmo Not Showing in Splitwise?
If you don’t see the Venmo option in Splitwise, here are some possible reasons and solutions:
Possible Reasons & Fixes
Issue | Solution |
---|---|
Venmo is unavailable | Venmo is only supported in the U.S. |
App is outdated | Update both Splitwise and Venmo to the latest version. |
Venmo not installed | Make sure you have the Venmo app on your device. |
Splitwise payment options limited | Try using the manual payment method through Venmo. |
If none of these fixes work, try restarting your phone and checking again.
6. Using Venmo to Receive Payments in Splitwise
If someone owes you money in Splitwise and they want to pay via Venmo:
- Ask them to tap “Settle Up” and choose Venmo.
- They will be redirected to Venmo to complete the payment.
- Once they send the money, they should mark the payment in Splitwise.
If you receive money through Venmo, manually record it in Splitwise to update the balance.
7. Alternatives to Venmo for Paying in Splitwise
If Venmo isn’t available or you prefer another method, here are some alternatives:
Payment Method | Availability |
---|---|
PayPal | Available in multiple countries |
Cash App | U.S. only |
Zelle | U.S. banks only |
Bank Transfer | Works internationally but takes longer |
Google Pay | Available in many countries |
Splitwise supports manual payments, so you can record transactions from any payment app.
8. Security and Privacy Considerations
When using Venmo with Splitwise, keep these security tips in mind:
- Double-check the recipient before sending money.
- Use private transactions in Venmo if you don’t want others to see payments.
- Verify payments manually in Splitwise to avoid errors.
- Enable two-factor authentication (2FA) on Venmo for added security.
9. Final Thoughts
Adding Venmo to Splitwise makes splitting bills easier with friends and family. While Splitwise doesn’t process payments, it provides a simple way to track balances and direct users to Venmo for settlements.
Summary of Steps:
✅ Open Splitwise and choose “Settle Up”
✅ Select Venmo as the payment option
✅ Complete the transaction in Venmo
✅ Manually record the payment in Splitwise
If you face issues, you can always use manual Venmo payments and record them separately in Splitwise.
Would you like help with another payment method or troubleshooting issue? 😊