How to Get Free Amex Platinum?
Getting an American Express Platinum Card for free is not possible, as Amex charges a high annual fee for this premium card. However, there are ways to offset the fee or get it effectively free through rewards and benefits.
Ways to Get Amex Platinum for Free (or Reduce the Cost)
1. Look for Welcome Offers with Statement Credits
- Amex often offers welcome bonuses that provide reward points or statement credits.
- These can be used to cover travel, hotels, or even part of the annual fee.
2. Use Amex Platinum Travel Credits & Perks
- Amex Platinum offers travel credits, lounge access, hotel perks, and cashback deals.
- Using these effectively cancels out the fee if you travel frequently.
3. Apply via Banks Offering Fee Waivers
- Some banks offer Amex Platinum with a first-year fee waiver for high-net-worth individuals (HNWIs).
- You may need a high spending history or banking relationship to qualify.
4. Spend Enough to Get a Fee Waiver
- Amex may waive or reduce the annual fee for high-spending users.
- Spending ₹10-₹15 lakhs annually on the card increases your chances of a waiver.
5. Check Corporate or Employer Tie-ups
- Some companies offer Amex Platinum as a corporate benefit to senior employees.
- If your employer has a partnership with Amex, you might get the card for free.
6. Downgrade or Cancel Before Renewal
- If you sign up for a first-year free offer and don’t find value, downgrade to a no-fee card before renewal.
Final Thoughts
While you can’t get Amex Platinum completely free, you can reduce or offset the fee through bonuses, perks, and spending rewards. If you don’t travel much, it may not be worth it, and a lower-fee Amex card might be better.
Want help choosing the best Amex card for your needs? Let me know! 😊